Terms of use

Rmdtally is provided “as is”. It applies the IRS life-expectancy tables and rules described on this site to the accounts you provide. It is not tax, legal or financial advice. It relies on your balances and account details being complete and accurate, and it doesn't cover the cases listed in the FAQ. You remain responsible for taking your required distributions. Rmdtally is not affiliated with, endorsed by or sponsored by the IRS, any custodian or any software company.

Free plan

The free plan lets you check files of any size and see the 2026 RMD total, the groups, what is still to take, every check, the first 5 accounts and the first 3 years of the estimate.

Pro

Pro is licensed per person. Subscriptions renew automatically until cancelled; the 7-day pass expires after 7 days. Refunds are available within 14 days if Rmdtally can't read your file or applies an IRS table incorrectly.

Acceptable use

Don't resell or redistribute license keys.

Trademarks

Excel and other names are trademarks of their respective owners. Products named on comparison pages are mentioned only for comparison; Rmdtally is not affiliated with, endorsed by or sponsored by any of them.

Last updated: 2026-10-29